Jeevani Singireddy,. “Leveraging Artificial Intelligence and Machine Learning for Enhancing Automated Financial Advisory Systems: A Study on AIDriven Personalized Financial Planning and Credit Monitoring”. Mathematical Statistician and Engineering Applications 71, no. 4 (August 19, 2022): 16711–16728. Accessed October 26, 2025. https://philstat.org/index.php/MSEA/article/view/2964.